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Stop the Sheriff"Here's Your Chance To Quickly and Quietly
Stop The Foreclosure Process And Save Yourself the Embarrassment of Having Your Furniture Thrown Into Your Yard by
the County Sheriff and His Team of Movers… Even If It's Raining!" Are you behind on your mortgage payments
or have you already received a notice of default? Do you want to avoid foreclosure? - Don't ignore the letters
from your lender.
- Contact them immediately and explain your current situation.
- Contact us to schedule
your confidential appointment to discuss the alternatives to foreclosure.
- If you do nothing you will eventually
hear a knock on the door by the County Sheriff.
You Have Options Did you know the bank may consider
allowing us to sell your home for less then you owe? Normally, debt forgiveness results in taxable income. But under
the Mortgage Forgiveness Debt Relief Act of 2007, enacted Dec. 20, taxpayers may exclude debt forgiven on their principal
residence if the balance of their loan was less than $2 million. The limit is $1 million for a married person filing a separate
return. Details are on Form 982 and its instructions, available now on IRS.gov. Here Are Some Things You Should Know - You may get absolutely nothing
from a foreclosure sale, even if you have equity. The bank holding your mortgage only cares about getting back the money they
are owed.
- Beware of scams. Solutions that sound too simple or too good to be true usually are. If you are selling
your home without professional guidance, beware of buyers who try to rush you through the process.
- Your lender does
not want your house.
Lenders Want To Deal With Experienced Professionals All mortgage companies have
very specific rules governing short sales: - USING AN INEXPERIANCED REAL ESTATE AGENT MAY COST YOU DEARLY
- YOU
MUST HAVE AN EXPERT NEGOTIATOR ON YOUR SIDE
- MORTGAGE COMPAINIES WILL REFUSE TO TALK TO A REAL ESTATE AGENTS WITHOUT
PROPER DOCUMENTATION
Is Your Clock Ticking?Please do not hesitate to click on “Richard or
Jocelyn Ross” or just pick up the phone and call 765-277-2529. Timing is critical and Richard and Jocelyn
Ross are here to help you. |
